ESTO installment payment

Don't want to pay the whole amount at once? Pay in installments!

In the case of ESTO installments, it is an extremely fast and convenient payment solution that helps you prepare a payment schedule based on the period you choose. The payment solution makes a decision in real time and helps to complete the purchase in less than 60 seconds.

Add suitable products to the shopping cart, confirm your order and choose ESTO installment payment from the payment methods. When confirming the purchase, choose the period that suits you, the size of the monthly installment and conveniently sign digitally using an ID card, Smart-ID or Mobile-ID.

  • All citizens of the Republic of Estonia aged 18-70 can apply for an ESTO installment.
  • The ESTO installment payment can also be processed quickly and conveniently for a legal entity.
  • ESTO installment payment is offered and managed by ESTO AS. 

ATTENTION! Each installment is a financial obligation. Before concluding an installment agreement, familiarize yourself with the terms of the respective service and, if necessary, consult an expert. Every financial decision comes with risks and obligations, which is why we ask you to carefully consider the need to use loan products. For example, in the case of a 1290-euro loan with a fixed interest rate of 24% per year for 14.90 months and a contract fee of 0 euros, the APR is 31.62%, the monthly payment is 70.67 euros, and the total amount to be repaid by the consumer is 1696.08 euros. The final payment is a financial obligation, and before making a decision, thoroughly familiarize yourself with the terms of the contract and, if necessary, consult with an ESTO AS employee or other expert. Installment payment is offered and managed by ESTO AS.